Group Health Insurance for Small Businesses

Own a small business and wondering if Group Health Insurance is for you?

What is Group Health Insurance?

Group Health Insurance is health insurance sponsored by an employer. It provides coverage to the business owner, employees, and sometimes dependents. The employer chooses what amount to contribute to premium costs (minimum requirements are typically 50% or $100). There are tax incentives available for employers and employees who contribute to a group health plan.

How does Group Health Insurance Work?

The employer selects a Group Health Insurance plan and informs the employees of the available options for health coverage. Most plans require a minimum participation of employees. The employer and employee share in the costs of the premium. The employee’s portion of the premium is deducted pre-tax, lowering the employees taxes, and the employer’s payroll taxes.

How do I know if Group Health Insurance is right for my business?

If you would like to increase the ability to hire and retain the best employees, and are able to contribute to premium costs, then group health may be for you.

Keep in mind that plan types and pricing vary greatly. Your first look at a quote may seem out of your budget; if so, contact our agency to further customize your quote. Consumer driven health care offers many solutions to rising costs and can be surprisingly affordable.

Where do I start?

First, request a quote:

An agent will follow up via phone or email for any additional information. You will receive your free, no-obligation quote within 24 hours!

Every quote is the same. Every broker isn’t.

About Unlimited Benefits

If you prefer personalized service, and one-on-one support with the same agent every time, then Unlimited Benefits is for you. (This firm was founded and is owned by Clinton Perry, and based in Carlsbad, CA).

Unlimited Benefits is unlike other firms, in that we actually become an extension of your human resources team. All clients receive unlimited access to our online resource system designed to assist with time consuming Human Resources tasks and problems. You and your employees receive a customized page, with username and password, containing every resource pertaining to your companies benefits.

Through a special program called Unlimited Giving, you extend your benefits beyond just your employees when you partner with Unlimited Benefits. With each new client, we take a portion of proceeds and donate to one of six charitable partners, of the client’s choice, for as long as you work with us.

Contact me to schedule a free health insurance consultation,
or call (760)444-2663.

Pamela Cook
CA Insurance 0G04182